Taxly — Australian Tax Calculator 2026-27
Taxly is a free Australian income tax calculator for the 2026-27 financial year. It works out take-home pay, income tax, the Medicare Levy, the Medicare Levy Surcharge, HELP/HECS study loan repayments and sole-trader tax using ATO 2026-27 resident rates, and it lists all 64,577 tax and BAS agents on the Tax Practitioners Board Public Register by state and suburb.
Australian resident income tax rates, 2026-27
| Taxable income | Tax rate |
|---|---|
| $0 – $18,200 | Nil |
| $18,201 – $45,000 | 15% |
| $45,001 – $135,000 | 30% |
| $135,001 – $190,000 | 37% |
| $190,001 and over | 45% |
The Medicare Levy of 2% applies on top for most taxpayers, reduced or removed below the low-income threshold. Compulsory HELP (HECS) repayments start once repayment income passes $69,528.
Take-home pay on common salaries (2026-27)
| Salary | Take-home | Per month | Per week |
|---|---|---|---|
| $50,000 | $43,730 | $3,644 | $841 |
| $60,000 | $50,380 | $4,198 | $969 |
| $70,000 | $57,080 | $4,757 | $1,098 |
| $80,000 | $63,880 | $5,323 | $1,228 |
| $90,000 | $70,680 | $5,890 | $1,359 |
| $100,000 | $77,480 | $6,457 | $1,490 |
| $120,000 | $91,080 | $7,590 | $1,752 |
| $150,000 | $110,430 | $9,203 | $2,124 |
Figures assume an Australian resident for tax purposes, no HELP debt and no private health insurance. All 45 salary breakdowns →
Frequently asked questions
What are the Australian income tax rates for 2026-27?
For Australian residents in 2026-27: income up to $18,200 is tax-free, income from $18,201 to $45,000 is taxed at 15% (cut from 16% on 1 July 2026), $45,001 to $135,000 at 30%, $135,001 to $190,000 at 37%, and income over $190,000 at 45%. The Medicare Levy of 2% generally applies on top.
How much is the Medicare Levy in Australia?
The Medicare Levy is 2% of taxable income for most taxpayers. Low-income earners pay a reduced levy or none at all: below the single low-income threshold no levy applies, and it phases in at 10 cents per dollar above the threshold until the full 2% rate is reached.
When do HELP (HECS) student loan repayments start in 2026-27?
Under the marginal repayment system, no compulsory HELP repayment applies on 2026-27 repayment income up to $69,528. You repay 15 cents per dollar of income between $69,528 and $129,717, then 17 cents per dollar above $129,717. Once income exceeds $186,050 the repayment is 10% of total repayment income.
When is my Australian tax return due?
Self-lodged individual tax returns for the 2025-26 financial year are due by 31 October 2026. If you lodge through a registered tax agent and are on their books before that date, later lodgement dates usually apply.
Find a registered tax agent by state
Only a TPB-registered practitioner may charge a fee to prepare and lodge an Australian tax return. Taxly lists every one of them.
- New South Wales — 21,296 registered agents
- Victoria — 17,224 registered agents
- Queensland — 12,128 registered agents
- Western Australia — 6,383 registered agents
- South Australia — 3,294 registered agents
- Tasmania — 751 registered agents
- Australian Capital Territory — 887 registered agents
- Northern Territory — 342 registered agents
Guides: 2026-27 tax brackets · HELP repayments · sole trader vs company
Rates from ato.gov.au; practitioner data from the TPB Public Register via data.gov.au (CC BY 4.0), updated 03/09/2026. General information, not personal tax advice.
Loading the interactive calculator…